Archive for the ‘Finance’ Category

 “Middle Class Lonely”

February 1, 2010 Leave a comment


On a Sunday afternoon in winter, I urge you to make your way over to Piers Park in East Boston.

There’s no one around.   It’s too cold. 

Walk to the end of the pier, and let the Sun shine on you. 

Ask the Sun to cleanse you…to cleanse your soul, and make you feel fresh and new.

Listen to the sea ducks as they run on the surface of the water before they take flight.

In your mind, take flight with them. 

Banish the loneliness.   Feel connected to All Things as you leave.


I never knew there was such a thing as being “middle class lonely.”  But after going through this horrible condo situation—I now realize that politicians don’t really care about the individual, and I realize that my friends all have their own lives to live, and that they’re struggling too. 

INVISIBLE MIDDLE CLASS.  There are no programs for the middle class individuals like me who are deemed to have enough money in the eyes of society.  I’m supposed to be able to take care of myself.

So, what if you come up against someone like a ‘bad seed’ Building Developer or Condo Trustee…and you don’t have the money for an attorney to get leverage, and they’ve damaged your property value?  What if dealing with their antics and lies has done damage to your health and sanity, and you’re very tired and fear all this will finally affect your job?   Who’s there for you? 

It’s middle class lonely.   (I never knew.)  Read more…


January 27, 2010 Leave a comment

Raw Sewage Overflow in Tub, Toilet and Dishwasher (Summer 2009)

THE RAW SEWAGE SAGA.   I mentioned in the previous post that I thought I was doing something good for myself.  That condo purchase was the beginning of a frightful and frustrating drama that made me understand how few rights condo owners have. 

I only found out after the first raw sewage episode, which happened only a month after I moved in, that there had been a machine that sat in front of what is now my condo every two weeks to blow out the pipes.  The Developer/Trustee (who is also the one who sold me the place) paid a plumber to install a new pipe there— without getting proper permits—once he bought the place in 2006.  This was so he could be rid of the machine that blew out the pipes. 

Had this guy told me about these significant plumbing-related details before I bought the place, I would have paid for an inspection—and I would have mostly likely passed on buying the property.  (Decent plumbing is important to some of us gals.)

A couple of months ago, my pets and I were relocated to a local hotel for nearly a week while they tore up my nice, new hardwood floors to put in new pipe.  The workers damaged my property in the process, covering it in dust and debris from the jack hammering and dirt under the flooring.   You would think that it would be enjoyable to have time with my pets in a hotel, but trying to get my work deadlines accomplished while splitting my time between the hotel and office was exhausting.  My pets were stressed, too.  And no one should be forced to share one room with a crepuscular, grumpy bunny.  Read more…

 Raw Sewage in America!

January 26, 2010 Leave a comment
Raw Sewage Overflow Lasting Two Days! (Summer 2009)

I thought I was doing something good for myself.  

Bought a condo in 2007.   It was supposed to be a good thing.  Instead it has been two and a half years of horror.  My experience at this place has been something like the ‘Seven Plagues,’ including:  
  • Raw Sewage Overflows
  • Excessive Noise and Rental Tenant Violence
  • Insect Infestations
  • Second-Hand Smoke Exposure and Compromised Fire Codes
  • Property Maintenance Issues and Financial Deficits
  • Experience of Hostility and the Fear of Retaliation
  • Ongoing Condo Trust Rule Violations 

In my case, the Building Developer, Trustee and Seller were the same person.  I was told not to get a home inspection by the Seller and his Real Estate Agent (who I first believed was my agent), and that if I did, I would lose out on getting a one-year warranty on all the new appliances, cabinets, workmanship, floors, and bathroom.

The Real Estate Agent and the Seller both put pressure on me one night, and the Seller said, “… if you are concerned about money, and if something goes wrong—like the refrigerator dies—you would have to come up with another thousand dollars to get a new one if you choose to get an inspection over my warranty.”  

So, I spoke with my mortgage financing company, and they said an inspection was not mandatory.  However, I had been asking the Seller and his Agent (multiple times) if there were any assessments being planned or if there were any problems with the plumbing or electrical systems.  I was always told “no” and that they had spent a lot of time on the property, and that things were in great shape. 

RAW SEWAGE.  One of the more serious problems I encountered had to do with the raw sewage episodes.  One night, within a month of moving in, raw sewage poured from my tub, toilet and dishwasher for hours.  I was freaked!

There were at least 13 more raw sewage related episodes in the next couple of years, including one that lasted for two days, and ended in my condo unit being condemned during last summer by Boston Inspectors. 

My pets and I were virtually homeless for several days, and I have feared contamination and disease from the sewage all this time – for me and my pets. 

This is just part of the story…

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